Consumer Health Group Visa

Credit Report Scores - Who Determines Them?

There are three major credit reporting agencies: , , and .

Each of these credit reporting agencies receives information from credit grantors such as credit card companies, stores granting credit, mortgage companies, and banks. They compile your credit history and compute your credit report scores.

They provide your history and credit report scores to others who have a genuine interest in your credit worthiness.

Low Cost Health Care

Low cost doctor, dentist, pharmacy prescription plans are now available.

You have the freedom of choice to select from more than 550,000 doctor, hospital, clinic, dentist, and pharmacy providers nationwide.

We are offering this low cost Health Care Benefits Plan through a special arrangement with MedLifePlus, Inc. for a cost of just $1 for the first 30 days! Then continue to receive your family’s Plan Benefits at a guaranteed rate of just $19 per month... with absolutely no further obligation!

As a MedLife Plus Member, you can choose from and visit more than 550,000 doctors nationwide and receive PPO negotiated rates of up to 60% off. Choose from:

With over 19,000 Dentists nationwide, the Dental portion of the Plan includes Savings Benefits of up to 80% on virtually all types of dental services and procedures. Dental Services Include:

And, you get a low cost prescription plan that saves you up to 90% on your prescription needs. You can order prescriptions through the main or directly at your local pharmacy.

So, what's the catch? Well, how about...

Get all the information about Low Cost Health Care

Guaranteed Visa Card

The HIPCASH Visa® Card is accepted at over 28 Million Locations Worldwide. At any location where you see the Visa® logo and can be used for making purchases over the phone, on the internet or in person.

The HIPCASH Visa® Card is accepted at over 800,000 ATM machines and you can obtain cash advances anywhere you see the Visa® and or CIRRUS® logos displayed.

Money can be loaded to the card 24 hours a day 7 days a week by visiting our web-site or calling our toll-free customer service line. We can also set up automated deposits to your card through transfers from your bank account or direct deposit from your paycheck

• Perfect for all your friends and family.
• Toll-Free Phone Support.
• Online and Offline Access.
• Take your card from Job-to-Job.
• Direct Deposit from your Employer.
• Low cost fees.
• Store your Money Safely.
• Easy to Purchase (POS).
• 24/7 ATM Access to Funds.
• No Credit Check or Bank Account Required
• No Security Deposits
• No Employment Verification
• Keep your Money safe - No more need for Money Orders or walking around with cash in your Pocket
• Pay your bills over the phone
• Set up Automatic Bill Payments from your Visa®
• Eliminate check-writing hassles
• Avoid late-payment fees
• Save postage costs and time
• You cannot overdraft the account. There are no late fees or interest charges.
• 24 X 7 On-Line Account Access

Get all the HIPCASH Visa details now!

Credit Report Scores - How to See Them

Each of the three credit reporting agencies can provide you with a one-time copy of your credit report. Equifax, Experian, for example, will provide your report online for a fee of $9. Trans Union charges from $7.50 to $9 for your credit report.

All three credit reporting agencies will also provide a one-time copy of a "3-in-1" credit report. This contains your credit reports and your credit report scores from all three reporting agencies. Trans Union charges $34.95 while Equifax and Experian each charge $39.95.

Credit Report Scores - Improving Then

A good score helps you get the best loans. The loan officer will be glad to see you because you will:

• Qualify for a larger loan
• Get a loan faster
• Get the best interest rates.